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Your Favorite Financial Topic
We are on an 8 step path as we systematically fill up our financial tanks. Just as there are 8 marks on your fuel gauge for a full tank,...

Zach Santmier
Mar 22, 20253 min read


We Need a “New Zero”
We are on step three of eight as we begin to fill up our financial tank! Once you have worked through all eight steps, you will have a...

Zach Santmier
Mar 15, 20253 min read


A Heart of Giving
We are moving! We completed the first out of 8 steps toward having a full financial tank last week, a balanced budget, and now we are...

Zach Santmier
Mar 8, 20253 min read


Finalizing a Balanced Budget
Welcome back! This week, we are finalizing the first out of eight steps that we will be making towards laying a solid financial...

Zach Santmier
Mar 1, 20253 min read


Kicking it Old School
Today, we are diving into the third tool you can use to stop cash from bleeding out of your bank account and begin having a balanced...

Zach Santmier
Feb 22, 20252 min read


You Need a Buddy!
As you looked at your budget in RocketMoney, what are your problem categories for over spending? Amazon one click purchases? TJ Max...

Zach Santmier
Feb 15, 20252 min read


Fixing an “Unbalanced” Budget
We are still in Step 1 of 8, A Balanced Budget, and we will be here for a couple more weeks because it is the hardest and the most time...

Zach Santmier
Feb 8, 20252 min read


Balanced Budget
We are on step 1 of 8! You are filling up your financial tank one mark at a time. By the time you have completed all 8 steps, you will...

Zach Santmier
Feb 1, 20253 min read


Face the Music
If you have been following along, I introduced you to the concept of a financial “Fuel Gauge.” Here are the 8 marks that create a full...

Zach Santmier
Jan 25, 20252 min read


Your Financial Fuel Gauge
Last week, I told you that I would be giving you a step by step system to begin laying your financial foundation to set you up for a...

Zach Santmier
Jan 18, 20252 min read


Consumer Debt
Think back to the hole and the dirt. Using your credit card makes a big hole with no dirt in sight to fill it back in. Using store...

Zach Santmier
Jan 4, 20253 min read


Student Loans
For the past several weeks, we have been talking about debt. I used the analogy of debt being like digging a hole in your back yard. In...

Zach Santmier
Dec 28, 20243 min read


Mortgages
Homes are some of the most secure assets to purchase, though as anyone who lived through 2008 will tell you, they are not bulletproof....

Zach Santmier
Dec 21, 20243 min read


Car Loans
Last week, I discussed debt and described the difference between asset backed debt and unsecured debt. I used the analogy of debt being...

Zach Santmier
Dec 14, 20243 min read


Increase Your Value. Increase Your Income.
Bottom line and top line. Did you know that these two “lines” determine your pay? Whether you realize it or not, your organization knows...

Zach Santmier
Oct 19, 20242 min read


How to Make More Money
The title of this column is “Increase.” Why? While I believe it’s important to make sure we aren’t bleeding cash, people’s financial...

Zach Santmier
Oct 12, 20242 min read


Cash
Today, we are diving into the third tool you can use to stop cash from bleeding out of your bank accounts. Life is expensive on its own....

Zach Santmier
Oct 5, 20242 min read


The Buddy System
If you’re just joining us, welcome! The past two weeks, I have been discussing what you and I can do if we feel like cash is just...

Zach Santmier
Sep 28, 20242 min read


The 24-Hour Pause
Last week, I suggested that most likely, your entire budget isn’t out of whack. There are probably one or two (maybe three) areas of your...

Zach Santmier
Sep 21, 20242 min read


All is Not Lost
The first year Lauren (my now wife) and I started dating, I decided I’d go from my home in Virginia to spend some time with her and her...

Zach Santmier
Sep 14, 20242 min read
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